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Empowering Individuals,
Enriching Communities


Samasta Microfinance Limited, an IIFL group company, is a microfinance
institution committed to working towards women’s economic empowerment.


Samasta is committed to working towards women’s economic empowerment. Since its inception in March 2008, Samasta has been providing innovative and affordable financial products to women from unbanked sections in society in both rural and semi urban areas. Today as the organisation caters to 16 states across India, Samasta with its wide array of responsible financial products and services acts as a catalyst for sustainable and inclusive economic growth. Read More



is a MFI committed to working towards women’s economic empowerment. Since its inception in March 2008, Samasta has been providing innovative and affordable financial products and services to more than a million rural and semi-urban women in 16 states across India to help fulfill their aspirations to become financially independent through entrepereneurship.

Enabling Entrepreneurship – Watch our stories of change.
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Samasta Microfinance fosters an inspirational work environment because for us, work is about making a positive impact in the lives of millions of people through affordable and accessible financial services. Employees are the heart and soul of our business and every individual has an important role to play.
Samasta is committed to providing our employees with a fun, engaging and rewarding environment. We offer a variety of benefits to promote the well-being of our people while providing a work environment that allows them to excel and reach their full potential.

Listen to our team! Have a look at their success stories and find out how you could make a successful career with us.

Samasta offers career-defining opportunities by encouraging employees to achieve their full potential and thereby meet their professional goals. Samasta believes in an open-door policy with the senior management leading and guiding the employees at every stage of their career growth.
If you are seeking innovation, learning, and growth, Samasta is the place for you! Check out the open positions and submit your CV to with the appropriate job title/code.

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Samriddhi (Income Generation Loan)

Samasta Microfinance empowers women by giving them access to capital to setup or grow micro enterprises. Samriddhi - Income generation loans are designed to meet a variety of needs like increasing working capital, buying inventories.

Lending Model JLG (Joint Liability Group)
LoanAmount Rs. 10,000 - Rs. 40,000
Tenure 1 - 2 years
Repayment Frequency Monthly/Fortnightly
Annual Interest Rate 21.64% (Reducing balance)
Effective Interest Rate 23.4% to 22.59% (Monthly)/23.71% to 22.71% (Fortnightly)
Processing Fess 1%

Shiksha (Education Loan)

Shiksha- Education Loan provides education loans to help customers meet educational requirements of their children.

Surabhi (Dairy Cattle Loan)

Surabhi - Dairy Cattle Loan caters to the dairy development activities of the customers including purchase of new cattle to increase income. This loan provided to women involved in dairy activities also includes insurance coverage to mitigate any risk.

Samvardhana (Top-up Loan)

Samvardhana-Top Up loan is an additional amount given to customers with existing business loans. Through this, IGL customers having good repayment history are given an opportunity to access more cash to boost their income generation activities.

Suvidha (Product Loan)

Suvidha- Consumer Products Loan is designed to improve the quality of our customers lives by giving them access to life-enhancing products like cook stoves, mixer grinder, water purifier, solar lights and mobile phone.

Sampark (Mortgage Loan)

Micro, Small, Medium Enterprises (MSME) play a prominent role in creating employment opportunities and generating income. Sampark- Mortgage Loan is designed to promote such MSMEs by allowing them hassle-free credit access.